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Family Self-Sufficiency Program


What is the Family Self-sufficiency (FSS) Program?

HUD's family self-sufficiency (FSS) program helps eligible individuals acquire the skills and experience they need to obtain work that pays a living wage, then offers them a unique savings opportunity as their earnings increase called an escrow account. The City of Roanoke Redevelopment & Housing Authority (RRHA) works with welfare agencies, schools, businesses, and other local partners to help FSS participants access supportive services.

How do families apply to the FSS program?

Families selected to receive a voucher or who currently receive assistance through HUD’s housing choice voucher (Section 8) or public housing programs should discuss participation in the FSS program with a RRHA FSS Coordinator. Families who receive assistance under the housing choice voucher program or who live in public housing are eligible to participate in the FSS program; however, RRHA reserves the right to limit the number of households that may participate or only offer it to families in one type of assisted housing.

What is the FSS escrow account?

Each participating family has the opportunity to develop FSS escrowed savings through an account established and controlled by RRHA. As a participant’s earned income increases, so does the percentage they must pay for rent. For FSS participants, however, an amount generally equal to their increased rent because of increased earnings is placed in the FSS escrow account. The more money an individual earns, the more money HUD deposits into the escrow account. The escrow is not counted as an individual asset until the contract is completed and only when the money is paid directly to the individual.

What requirements must a family meet to participate in the FSS program?

RRHA and the head of each participating family complete a FSS contract of participation that specifies the rights and responsibilities of both parties. The 5-year FSS contract specifies goals and services for each family. Family members must fulfill all requirements in order to obtain full benefits, including that the family comply with the lease, that all family members become independent of welfare assistance, and that the head of the family seek and maintain suitable employment.

For more information:

Contact: RRHA FSS Coordinators at:

(540) 983-9209

(540) 983-9210

(540) 527-0685 (Villages at Lincoln)